
October 15, 2025 Edition
Hey there,
Today’s newsletter covers what you should do if you received cash payments in the past and you’re applying for Express Entry (given the increasing refusals for cash payments), ebike etiquette, how to pay yourself first, and tips for avoiding job scams.
Oh - plus our analysis on today’s healthcare draw!
Enjoy the read,
Rebecca and Steph
Your Immigration Update
2,500 healthcare and social services workers were invited in an Express Entry draw, on October 15, 2025. We’ve dug into the data and outlined our analysis of this draw in our detailed piece, covering;
If we think there will be another healthcare draw in 2025;
Whether there may be a CEC draw this week; and
One huge takeaway for any candidate sitting in the pool at the 451-500 range (even those eligible for category-based draws!).
Cash payments are facing increasing scrutiny at IRCC, with refusals reportedly increasing for not being able to prove past work increasing in cases of cash payments. We break down what’s happening and share practical steps to protect your application if you’re paid in cash. Read the full article here.
Immigration In The Media
Unfortunately, politicians have taken to blaming immigrants for all kinds of issues in Canada. Recent headlines have shared how immigration is to blame for youth unemployment (though the data doesn’t really support this), among other things. A recent counter-narrative piece that ran in the Globe and Mail offered a refreshing reminder of all the benefits of immigration to Canada — noting that “economic growth, in the sense of rising living standards per person, depend on immigration” in Canada. The piece goes on to say:
“It is important to keep our eye on long-term objectives and to frame the current debate correctly. We should prioritize addressing housing for now, but large scale immigration will always be essential in growing Canada’s potential.”
We hope politicians and Canadian residents take note! Read the piece here.
Money Matters: What it Means to Pay Yourself First
Maybe you’ve heard the financial tip to ‘pay yourself first’, but do you know what this means? I sure didn’t the first time I heard it!
What it means, in practice, is to set up a system so that you transfer money to your investments or savings accounts before paying anything else. This habit can help to prevent overspending on discretionary items, because the money you’ve saved or invested isn’t usually easily accessible or visible in your daily chequing account. This can help you meet your savings and investing goals.
One really important thing is to be realistic. If your ‘needs’, like housing, food, and transport total 50% of your paycheque, it’s possibly not realistic for you to save or invest 50%, too. That leaves nothing for anything you want and may feel very restrictive. So, set aside an attainable amount and, if it helps, start smaller and then ramp up the amount once you’ve had some practice.
This newsletter is sponsored by our partner, Wise, a game-changing platform for international money transfers. It has over 13 million global users, a user-friendly app, and it supports over 50 currencies. It makes sending money to and from Canada fast, transparent, and affordable.
Career Moves: Avoiding Job Scams in Canada’s Competitive Job Market
Job scammers recently targeted a previous Moving2Canada employee, after he uploaded his resume and updated his profile on Indeed. The scam emails were convincing at first glance, but he quickly caught on after seeing a few subtle red flags — and he shared them with us in the spirit of helping other newcomers in their job searches in Canada.
We can’t cover them in detail here, so check out the full blog post for all the details.
Today’s Tip: Ebike and Escooter Etiquette
Electric bikes and scooters are a fun, eco-friendly way to get around — and they’re growing in popularity across Canada. But it’s important to follow local rules and ride responsibly.
Stick to bike lanes or the road. Riding on sidewalks is usually not allowed and can endanger pedestrians.
Obey traffic signals. Riders must follow the same road rules as cyclists, including riding on the correct side of the road, stopping at red lights, and yielding to pedestrians.
Be visible and predictable. Use lights at night, signal when turning, and avoid weaving through traffic or pedestrians.
Park thoughtfully. Leave e-scooters and bikes upright and out of walkways, bike lanes, driveways, and accessible ramps.
Wear a helmet. Some provinces require helmets for all riders, while others only for those under 18 — but it’s always a smart idea.
Local regulations can differ between cities and provinces, so check the specific rules before you ride. Tickets for infringements are an easily avoidable expense.
Thanks for reading! We hope you found this helpful.
Talk to you soon,
Rebecca and Stephanie