November 10, 2025 Edition

This update is coming to you a day early. There will be no News. For Newcomers email tomorrow as we pause to observe Remembrance Day, a statutory holiday recognized in many Canadian provinces.

Today’s newsletter is brought to you by our trusted partner, Scotiabank

Your Immigration Update

Today’s Express Entry draw is a promising sign for the Provincial Nominee Program (PNP) heading into 2026. It’s one of the largest PNP-targeted draws of the year, a clear sign the provinces are ramping things up. With PNP allocations set to jump from 55,000 in 2025 to more than 91,000 in 2026, this draw gives us plenty of reason to be excited about what’s ahead for next year.

Canada’s global reputation as a top study destination has taken a hit. After major cuts to study permits and post-grad work options, international enrolment has dropped sharply, leaving classrooms emptier and campuses struggling.

Now, a new national campaign called Learn Canadian is stepping in to rebuild trust and remind the world what makes studying here so special: quality education, diversity, and opportunity.

Can this campaign turn things around and restore Canada’s image abroad?

Immigration In The Media

This CBC article, “Advocates concerned temporary immigration cuts don't address systemic issues” is an insightful look at how lowering temporary immigration levels does little to repair a flawed system. From temporary workers who are, as one advocate put it, “sustaining the system, not draining it,” to the growing reliance on international student tuition, it highlights how deeply temporary residents contribute to Canada’s economy and communities. The piece serves as a strong reminder of the essential role these individuals play, not just in filling labour and education gaps, but in supporting the country’s broader social and economic well-being.

Did Someone Say Draw

Manitoba issued 47 invitations in a draw from November 6.

Money Matters

Even if classes are underway, now’s a great time to look at what’s working and what’s draining your budget. Tuition, rent, and groceries add up fast, and most students don’t realize how expensive daily life is until they’re on their own.

Start by mapping out your expenses and income, including everything from textbooks to shampoo. Only borrow what you truly need from student loans, and get into the habit of checking your balance regularly. Living within your means now sets the foundation for financial freedom later and saves you a lot of stress by graduation.

Scotiabank is here to support you through your journey.

And if you need guidance on building a brighter financial future in Canada, a Scotiabank Advisor can help. Book a free appointment below to get started.

Career Moves: Workplace Benefits in Canada

When considering a job offer in Canada, it’s important to look beyond salary and evaluate the full benefits package. Many employers provide extended health insurance to supplement public healthcare, covering dental, vision, prescriptions, and mental health services. Coverage levels and eligibility vary, so it’s key to ask about costs, limits, and family inclusion. Financial benefits like RRSP contributions, pension plans, and stock options can significantly boost long-term security. Paid vacation, sick leave, and parental-leave top-ups add value, while flexibility in remote or hybrid work enhances work-life balance. Increasingly, companies also offer learning stipends, wellness accounts, and other lifestyle perks that promote personal and professional growth. Together, these benefits can greatly improve your quality of life and financial stability in Canada. Before accepting an offer, review the full compensation details and don’t hesitate to negotiate, strong benefits can make a good job truly rewarding.

Today's Tip: Canada’s Coolest Hotel

Even though it’s a myth that Canadians live in igloos, you can actually try an ice hotel in Canada! Every winter, the amazing Hotel de Glace comes to life in Quebec, a real hotel made entirely of ice and snow. Built with hundreds of tons of packed snow and clear ice blocks, it is redesigned each year with a brand new theme. Inside, you will find stunning ice sculptures, themed suites, a chapel, and even a bar that serves drinks in glasses made of ice. It is the only ice hotel in North America and attracts visitors from all around the world. The Hotel de Glace is open only during the coldest months before it melts away in spring. You can already book your stay for next winter, as it will be open from January 4 to March 14, 2026. A truly magical Canadian experience.

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